Your Rights After A Motor Vehicle Accident

If you've been injured in a car, truck or motorcycle accident, you have certain rights.

First, You Have The Right To Be Compensated For The Medical Costs Caused By Your Injuries.

If you have Personal Injury Protection (PIP) coverage through your auto insurance, your insurer will pay your medical bills up to a certain limit, as determined in your policy. If you are deemed not at fault for the accident, the other driver's insurance company will also be responsible for a portion of your medical bills. Any medical bills above and beyond that limit will be your responsibility.

The only way to recover compensation beyond this limit is through a personal injury lawsuit. That is why it is extremely important to work with an experienced personal injury lawyer who will fight to get you the compensation you need to pay for your current medical expenses and future medical costs.

Second, You Have The Right To Be Compensated For Any Lost Wages You Have Experienced Due To The Accident.

This includes lost wages you have currently experienced, as well as any future reduction in your earning capacity. Again, if you have PIP coverage, that policy will cover a portion of your lost wages, as will the other driver's insurance policy. However, many insurance policies have low caps. If you were out of work for an extended period of time these insurance limits may not cover all of your losses.

When injuries are severe, many people are unable to return to work at all, or if they do, it is in a reduced capacity and at a reduced pay. A personal injury lawyer can help you recover compensation for these additional lost wages through a lawsuit or through negotiations with the insurer.

Third, You Have The Right To Be Compensated For Your Pain And Suffering.

Injuries involve more than medical bills and lost wages, they cause physical, mental and emotional pain and suffering. As an injury victim, you may be able to recover compensation for your pain and suffering. However, as a nonmonetary loss, obtaining this compensation can be difficult. Make sure your personal injury lawyer has the experience and skill necessary to advocate for your interests.

Fourth, You Have The Right To Consult With An Attorney.

After an accident, you may have many questions regarding your rights, the legal process and communications coming from the various insurance companies. Remember, you have the right to speak with a lawyer — and you should. At the Law Firm of Michael H. Bereston, Inc., we are here for you. Our attorney will sit down with you, answer your questions and explain your legal rights. We don't charge for our services until we've obtained compensation for you, so there is no risk involved.

To discuss your accident in detail, contact us at 410-793-4554. Our office is located in Annapolis, and we serve accident victims throughout Maryland and the D.C. area.